Insurance & Financing
We believe great dental care should be accessible and affordable. We are proud to accept various insurance plans, working diligently to ease the financial aspect of your dental journey. Our dedicated team is committed to advocating on your behalf, striving to secure the best coverage and care options available through your insurance. Your well-being is our priority, and we are here to ensure that you receive the exceptional dental treatment you deserve while navigating the insurance process with expertise and care.
We are in network with the following providers:
- Blue Cross Blue Shield
- Delta Dental
- GEHA
- MetLife
- United Healthcare
This may not be an exhaustive list, please contact us to confirm in network insurances.
We will submit the claim to your insurance company on your behalf and provide you with an estimated out of pocket cost prior to treatment. Your insurance company will determine the amount of coverage and the difference in cost is your responsibility to pay.
Questions about your coverage? Call our office — we’re happy to help.
Payment Options
We accept Visa, Mastercard, American Express and CareCedit.
Financing Available
We make achieving your ideal smile easy with CareCredit.
Affordable dental care is our priority, and CareCredit helps you make it happen. Take advantage of these simple financing options designed for your budget:
- Enjoy interest-free financing for up to 18 months
- No upfront deposit required
- Our team is here to guide you through the process
Cherry Financing
Frequently Asked Questions about Dental Insurance & Financing
What do I need to know about insurance?
What you need to know about dental insurance is that they are more so defined as a benefit like a discount plan unlike health insurance or auto insurance in which you only pay the deductible. Insurance companies that we accept are ones that we have an established relationship for the ease of a patient. This means when we treat a patient, they are responsible for an amount that their insurance determines as the deductible and copay based on the contract signed by the patient or their employer with that insurance company. Once treatment is rendered, the office will take care of insurance forms and bill the company, who will directly reimburse the office for the dentist’s services.
Cost of Treatment: Who is responsible?
At the time of service, we provide an estimated cost of treatment. However, there are instances when we receive a different bill from the insurance company, as the coverage level is determined by the insurance company in collaboration with the patient’s employer. If the insurance company underestimates the actual cost, the patient will receive a statement for the difference.
Factors Affecting Patient Responsibility:
Copay
Most insurance policies cover a certain percentage of treatment expenses, leaving the patient responsible for the remaining percentage. For example, if a patient’s insurance covers 80% of a $100 treatment, the copay will be 20%, which amounts to $20.
Deductible
Before the insurance company begins to cover any treatment, patients are required to pay a specific amount known as the deductible. For instance, if the deductible is $50, the patient must pay this amount annually before insurance coverage commences. Deductibles can vary depending on the policy.
Annual Limit
Dental insurance differs from car, home, or health insurance in that it doesn’t provide protection against emergencies. Instead, insurance coverage is typically subject to an annual limit, which denotes the maximum amount the insurance company will pay per year for dental needs. Once this limit is reached, the patient becomes responsible for 100% of their treatment costs. Most annual limits range from $1,000 to $1,500 per year, excluding the patient’s deductible and copay.
We will keep patients informed of their annual limit as best as we can, but the responsibility of knowledge of this amount falls on the patient as we may not be aware of treatments performed in other dental offices including specialist dentists.
What if insurance pays for an alternate treatment to what the dentist recommends?
Dental insurance can be quite confusing, but our team at Maybury Dental is here to help and advocate for our patients’ best interests. Sometimes, when insurance doesn’t cover a necessary treatment, the insurance company may suggest a different, more cost-efficient option. While this can ease financial worries, it might not be the most suitable solution for the dental problem. In such situations, patients may feel torn between choosing a lower-cost treatment recommended by insurance, which might be of lower quality, or going for a dentist-recommended treatment that ensures the best long-term dental health outcome. Our providers will thoroughly explain all options to give our patients the freedom to make the best decision for themselves. Rest assured, we will always support our patients’ choices without judgment.
What if I don't have insurance?
Join our membership plan and save today!